I saw a brief information about this while watching NBC’s Today Show.   There are many homes right now where the owners owe more than their homes are worth and wondering what options they have to avoid foreclosure.
One program is called HAFA.  Realtor.org has a good article about it and I will share it with you:
On [...]

Are you getting cheap insurance for your car? This list will help you obtain cheap car insurance – not cheap in terms of quality but easy on your wallet! Get your car insurance policy and compare your savings with this list to see if you are getting all of the savings you are entitled to, [...]

May 6, 2009 – The frozen housing market appears to be thawing as more buyers are finding the current historically low interest rates, stabilizing prices and tax credit refund incentives irresistible.
“Today’s market offers an incredible opportunity with the unprecedented combination of a 40-year low in interest rates, prices returning to normal levels in many markets, [...]

A Loan Modification is a permanent change in one or more of the terms of a mortgagor’s loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.
Question 1: In utilizing the Loan Modification option to bring an asset current, can the mortgagee include all fees and corporate advances?
Answer: Mortgagee [...]

Work only with a nonprofit, HUD-approved counselor.

If you are looking for help to prevent foreclosure, be sure the counseling agency is on the Department of Housing and Urban Development’s list of approved agencies. Visit HUD’s website for an easily searchable list of HUD-approved housing counseling agencies, or call 877-HUD-1515 (877-483-1515) for more information. If you [...]

If you want a safe place to store your money and earn a little interest, you’ve probably been shopping bank CD rates lately. Do you want to know more about how bank CD rates are determined, and what to do to get the best bank CD rates? If so, then read on!
Two Main Factors
There are [...]

There is what they call a Payday Loan available to consumers to help them ease the budget temporarily should they run into an emergency situation. It is not the type of loan that you would apply for anything that you would like to have. I wouldn’t consider wanting a flat panel television worthy [...]

I read an article recently published for a company and the article is very true.  I must agree that protectionism or what they call “Buy American” is not going to solve our economic crisis.  In the long run, it may even hurt us.  We must be cautious to understand that the world is indeed GLOBAL, [...]

The credit crunch and the Global Financial Crisis has made everyone (or at least everyone I know) re-think their finances. Each of us are hoping to gain financial freedom. Free from debt and able to buy the things that we need OR want, able to travel to places we would like to visit, [...]

I was reading an article over the web today.  It was written last month when the interest rate was going down.  This was obviously before the Inauguration of President Barack Obama.  Interest rates are now rising and I wonder if the bailouts and all the stimulus package will eventually pull mortgage rates up.  It is [...]