Have you ever thought about your dream vacation? Eversince I was a child, I have always been fascinated by other countries and hoped to visit all of them when I grow up. Somehow, I have partly completed that dream. I have been to several countries in Asia, and Europe. But one of my desired and long-awaited dream is to visit Russia. It has become very expensive in Europe now that the dollar has dropped significantly but I may just apply for a loan to fulfill this vacation.

Most of my trips were paid for directly and in cash. I figured, this time I can pamper myself and not worry about the payment for another month or so. Applying for a loan for vacation is not usually advisable unless you have the equivalent cash to back it up. If you are not in this position, you shouldn’t take out a loan for a vacation or for anything that is pleasurable because believe me, this can come back and haunt you.

I can say this because I have enough money saved to pay for the trip in cash, but I want to take out a loan so that I can keep my cash in the bank while I visit the Kremlin or St. Basil’s Cathedral. And ironically, I want to visit Lenin’s Mausoleum when I visit Russia. It just seems fascinating to say the least.

I am ready to go and pay my visit. Just a few more months and I’m there.