We’ve given you a post regarding Cash Back Calculator and how to maximize your cash back while using your credit cards. There are different types of cards that provide cash back and if you are conscious about your spending and know that you are using your cards only for convenience and not to live off of, I would recommend that you choose credit cards that will provide cash back. However, you have to be very careful as there are such fine prints to lookout for in order to understand the program. You wouldn’t want to be burned in the end so make sure that you look out for the fine prints.There is an online cash back credit card tutorial available on the net that provides step by step process and explanation for each type of cash back card. Depending on your needs and spending, you may want to earn rewards instead of cash. The four types that we are aware of are:

1. Basic Credit Cards provide 1% cash Rebates
2. Cards that provide more than 1% cash if spent on certain categories (Groceries, Pharmacies)
3. Tiered Cash Back Credit Cards
4. Hybrid Cash Back Credit Cards

Each of these types are explained in the cash back credit card tutorial

and if you are serious in making this a strategy to gain cash in your pocket, you should definitely check it out.

You also have to consider the type of rebates provided to you for each specific card. Some cards put on a cap for rebates and others do not. Are your rebates paid monthly? How about yearly? You have to make sure you understand it and once you do, you’re on your way to the bank.

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