NEW YORK (CNN/Money) - You may be out of school, but that doesn’t mean you’re free from report cards. In fact, if you want to buy a house, a car or any other big-ticket item, a lender will look up your “grade” as soon as you come knocking. That grade is your credit score.
Generally speaking, […]

Most homeowners would love nothing more than not to have to put that mortgage check in the mail every month. But trying to pay off your mortgage ahead of schedule is not something to be undertaken lightly.
You must make sure you are financially secure, with no other significant debt, and have money in reserve for […]

Having bad credit is not the end of the world and it’s not impossible to get a loan. Generally, credit scores below 600 are considered sub-prime and the lower your credit score, the harder it will be for you to secure a mortgage. A mortgage is a secured loan, meaning you put up your house […]

When it comes to loans there are plenty of choices available for consumers these days, from secured and unsecured loans to short term loans and more. One type of loan that has become more and more popular over recent years is the bad credit loan, and this is because many people have found themselves in […]

By Jose Vazquez,YOUNG MONEY Financial Aid Columnist
 
After four plus years of college (emphasis on the plus for some of us), and what may be thousands of dollars in loans, you’re getting ready to walk away from campus and venture into the real world with that new degree. Problem is, you have a new worry: how […]

NOW is the time to consider a Mortgage Refinance, Second Mortgage, Home Improvement Loan or a Debt Consolidation Loan.
Our simple to use Internet wizard forms allow you the simplicity and security of providing the required information needed in just a few minutes and will connect you with some of the country’s most respected Mortgage, Home […]

Put simply, refinancing means paying off your old mortgage with a new one. Most lenders require that you have 10% equity in your home before you refinance.
There are many reasons to refinance your mortgage. First, interest rates may be lower than when you first got your mortgage. If the rate is below 7%, or is […]

Q: What is the Stafford Loan interest rate?
A: For the 2006-2007 school year, the rates are:

In school/in grace: 6.543%
In repayment: 7.143%
New Stafford Loans (disbursed after July 1, 2006) will be fixed at 6.8%

For the 2005-2006 school year, the rates are:

In school/in grace: 4.70%
In repayment: 5.30%

Q: What can I use a Stafford Loan for?
A: Stafford Loans […]

WITH INTEREST RATES at their lowest levels in years, mortgage brokers and bankers are taking more calls than New York’s quit-smoking hotline. But don’t let the frenzy lure you into the wrong type of mortgage. You’ve got several options to choose from, and believe it or not everyone should go with a 30-year fixed-rate mortgage, […]